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Privacy Policy - Skylark Terra Capital

Privacy Policy

Thank you for choosing to be part of our community at Skylark Terra Capital (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our website, https://skylarkterra.com (the “Site”), and any of our related services, products, or applications (collectively, the “Services”).

By accessing or using our Site or Services, you signify that you have read, understood, and agree to be bound by this Privacy Policy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at:
Email: [email protected]
Address: 33 Church St, St Julian’s, Malta


1. INFORMATION WE COLLECT

We may collect personal information that you voluntarily provide to us when registering on the Site, expressing an interest in obtaining information about us or our products and Services, participating in activities on the Site, or otherwise contacting us.

1.1 Personal Data

  • Contact Details: Such as your name, email address, phone number, and mailing address.
  • Financial Information: For investment or loan applications, we may collect details such as bank account details, credit history, or other financial information (where applicable).
  • Identification Documents: When necessary for legal compliance (e.g., KYC/AML requirements), we may request identity verification documents such as a passport, driver’s license, or similar.
  • User Credentials: For account creation, we may collect usernames and encrypted passwords.

1.2 Automatically Collected Information

  • Log and Usage Data: Our servers may automatically collect data when you access or use our Site, such as your IP address, browser type, operating system, referring URLs, and pages visited.
  • Cookies and Similar Technologies: We use cookies, beacons, tags, and scripts to collect and track information and to improve and analyze our Site’s performance. You can control the use of cookies through your browser settings, but disabling cookies may affect Site functionality.

1.3 Information from Third Parties

We may receive information about you from third-party sources, including credit bureaus, marketing partners, or publicly accessible databases, to comply with legal obligations and offer better Services.


2. HOW WE USE YOUR INFORMATION

We use personal information collected via our Site or Services for a variety of business purposes described below:

  1. Providing and Managing Our Services:
    To create and maintain your user account, facilitate investments or loan processes, process transactions, and keep records of financial activities.

  2. Communications:
    To contact you regarding service updates, policy changes, promotions, and informational newsletters. You may opt out of marketing communications at any time.

  3. Customer Support:
    To respond to your inquiries, solve issues, and provide technical or administrative support.

  4. Legal and Regulatory Compliance:
    To comply with applicable laws and regulations, including KYC (Know Your Customer) and AML (Anti-Money Laundering) checks, and to fulfill any contractual obligations.

  5. Improving User Experience:
    To personalize your user experience, enhance Site functionality, and develop new features that better meet your needs.

  6. Analytics and Research:
    To analyze usage trends, track user movements on the Site, measure the effectiveness of campaigns, and gather demographic information about our user base as a whole.


3. SHARING YOUR INFORMATION

We may share your personal data in the following circumstances:

  1. Service Providers:
    We may share your information with third-party vendors, consultants, and other service providers who perform services on our behalf (e.g., payment processing, data analysis, email delivery, marketing assistance).

  2. Business Transfers:
    We may share your information in connection with or during negotiations of any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

  3. Legal Obligations:
    We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., courts or government agencies).

  4. Protection of Rights:
    We may disclose your information where we believe it is necessary to protect our rights, property, or safety, or that of others, investigate fraud, or respond to a government request.

  5. Consent:
    We may share your information with your explicit consent or at your direction.


4. DATA SECURITY

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption in transit (e.g., SSL/TLS), firewalls, secure server infrastructure, and periodic security reviews. However, please be aware that no security measures are perfect or impenetrable, and we cannot guarantee absolute security of your data.


5. DATA RETENTION

We will only keep your personal information for as long as is necessary to fulfill the purposes outlined in this Privacy Policy or for compliance with our legal obligations. Once we no longer require your personal information for these purposes, we will securely dispose of it in accordance with applicable laws and regulations.


6. INTERNATIONAL TRANSFERS

Your information, including personal data, may be stored and processed in any country where we have facilities or engage third-party service providers. If you access our Site from outside these regions, your information may be transferred to and processed in countries other than the one in which you reside. We take steps to ensure that your information is protected in accordance with this Privacy Policy and applicable data protection laws.


7. YOUR RIGHTS AND CHOICES

Depending on your jurisdiction, you may have the following rights regarding your personal information:

  • Access and Update: Request access to or an update of your personal information.
  • Correction and Deletion: Request correction of inaccurate data or deletion of data that is no longer needed.
  • Restriction and Objection: Restrict or object to processing of your personal information in certain circumstances.
  • Data Portability: Request a copy of your personal data in a structured, commonly used, and machine-readable format.
  • Withdraw Consent: Where we rely on your consent to process your personal data, you have the right to withdraw your consent at any time.

To exercise any of these rights, please contact us at [email protected]. We will respond to your request in accordance with applicable data protection laws.


8. COOKIES AND OTHER TRACKING TECHNOLOGIES

We use cookies to collect information about your browsing activities. This information helps us understand how our Site is being used, improve user experience, and deliver advertising that might be more relevant to you. You can set your browser to refuse or remove cookies, but some Site features or services may not function properly without cookies.


9. THIRD-PARTY WEBSITES

Our Site may contain links to third-party websites that we do not control. This Privacy Policy does not apply to the practices of other websites. We encourage you to review the privacy policies of any third-party sites you choose to visit.


10. CHILDREN’S PRIVACY

Our Site and Services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from minors. If you become aware that a child under 18 has provided us with personal information, please contact us at [email protected] so that we can take appropriate action.


11. UPDATES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on our Site and updating the “Last Updated” date at the top. Your continued use of the Site after posting the revised policy constitutes your acceptance of the changes.


12. CONTACT US

If you have any questions or comments about this Privacy Policy, your personal information, or your dealings with our Site and Services, please contact us at:

Skylark Terra Capital
33 Church St, St Julian’s, Malta
Email: [email protected]


Disclaimer

This Privacy Policy is provided as a general guideline and does not constitute legal advice. Skylark Terra Capital reserves the right to make necessary changes in compliance with relevant laws and regulations. For specific legal guidance, consult with a qualified attorney or privacy professional in your jurisdiction.